How do I accept Monero payments?

MixPay accepts Monero (XMR) via REST API or plugin. Customers pay with XMR from any Monero wallet (Mixin Wallet, Cake Wallet, Monero GUI); payments are auto-converted to your chosen stablecoin for settlement, so the merchant never holds XMR.

Is Monero legal to accept?

Monero is legal to accept as payment in most jurisdictions — local regulations vary, so confirm the merchant's specific country before launching XMR acceptance. MixPay applies KYT (Know Your Transaction) compliance on all transactions including XMR.

What wallets support XMR on MixPay?

MixPay accepts XMR payments from Mixin Wallet, Cake Wallet, Monero GUI Wallet, and other XMR-compatible wallets. The customer-side wallet choice is theirs; the merchant integration is the same regardless.

Are there fees for Monero payments?

MixPay charges 0% merchant fees on Monero payments. The customer pays standard Monero network fees on the inbound transaction; merchant payout to an external wallet incurs only the destination chain's gas.

Monero attracts a loyal, privacy-conscious user base who actively avoid transparent chains — accepting XMR opens a customer segment that other gateways often miss. The conversion-at-receipt model means the merchant captures the value without holding the privacy asset.

How fast is XMR settlement?

Monero transactions confirm in approximately two minutes; settlement to your chosen stablecoin is immediate after confirmation. The merchant balance updates as soon as the XMR block lands.

Accept XMR · 1 chains

Accept Monero Payments with MixPay

Zero fees. Real-time settlement. Auto-swap to stablecoins. Accept Monero from Binance Pay, MetaMask, and 8 other supported wallets.

Book a 15-minute demo Try Checkout →

Why Accept Monero?

Privacy-first cryptocurrency with built-in anonymity

Untraceable transactions protect customer privacy

Strong community of privacy-conscious users

No transparent blockchain — financial privacy by default

No matter which coin your customer pays with, you receive stablecoins — zero volatility risk.

How It Works

Start accepting Monero payments in three simple steps.

Create Your Account

Integrate MixPay

Choose your integration: API, Shopify plugin, or simple payment link.

Receive Payments

Customers pay with Monero. You receive stablecoins instantly — zero fees.

What customers see at checkout

A single unified page lists every supported coin, every chain, and every CEX Pay channel — your customer picks the one they want, the address is generated on demand. No external redirect, no account required.

MixPay unified checkout page showing payment method list, coin grid with USDT selected, and payment method options

Supported Chains & Wallets

Confirmation time

~2 minutes

Chains

Monero

Wallets

Mixin WalletCake WalletMonero GUI Wallet

Integration Options

For developers

REST API

Full control with our developer-friendly API. Webhooks, callbacks, and customizable checkout flows.

5 min setup

E-Commerce Plugins

One-click install for Shopify and WooCommerce. No coding required.

Instant

Payment Link

Generate a payment link from the dashboard. Share via email, social media, or QR code.

MixPay vs Typical Crypto Gateway

Feature	MixPay	Typical Gateway
Setup Fee	Free	$0 – $500
Transaction Fee	0%	0.5% – 2%
Settlement	Real-time	1 – 3 days
Custody	Non-custodial or managed	Custodial
Auto-swap to Stablecoin	Yes	Rarely